Very few families can afford more than a few months of nursing home care without depleting their entire estate. While some people purchase long-term care insurance to alleviate the cost of such care, most people will need Medi-Cal to cover the expense of nursing home, assisted living, or other long term care. Medi-Cal, California’s Medicaid program provides coverage for nursing home care and other medically necessary health care services. However, because Medi-Cal is a government-funded medical assistance program, eligibility is determined my assets and income. Medi-Cal only provides for long-term care in a skilled Nursing facility.  Therefore, it may be essential to review other funding options if you wish to receive in-home care or assisted living care.